Useful information about the interest rates, fees and charges that apply to our mortgage accounts.
Interest rates
The interest rate that applies to your mortgage at present will depend on the specific mortgage deal that you took out. Your mortgage Terms and Conditions will state both the initial rate and any subsequent rates that apply.
Interest rates do vary from time to time, and depending on the type of mortgage that you have, the rate that you are charged could potentially go up or down.
Interest rate changes
If money is tight at the moment and you are worried about making your monthly mortgage payments in the future, then you are not alone. We want to try and help, so that’s why we have introduced a Customer Review service for homeowners. Our team of experts are at the end of the line, ready to discuss your situation, offer information and support or put you in touch with other independent organisations who could help. To review your mortgage, simply contact us and ask about this service. You can also visit our Support page for useful guidance, advice and support.
Types of interest rate
There are 5 main types of interest rate that are applicable to our mortgage customers. Your mortgage Terms and Conditions will state the type of rate that applies to you.
The main fees & charges that apply to our mortgages are listed on this PDF document: