Can I make overpayments to my Together loan?

Yes, there’s no limit to the amount you can overpay by. You can choose to make regular overpayments, for example by paying an extra £100 each month, or lump sum overpayments. Making overpayments will reduce the amount of interest you will pay over the term of your loan.

You can find out how to make overpayments and how much you could save in the Making overpayments section of our Manage Account page

You should think carefully about how you want us to apply your overpayment. This is because if you pay off your mortgage early and not your unsecured loan, the interest rate on your loan will increase to no more than 8% above the Standard Variable Rate. You can find out exactly how much it will increase to by checking your original mortgage offer or by calling us on 0330 159 7152. Phone lines are open Monday to Friday 08:30am – 6:00pm.